Privacy Policy

Last Updated: March 5, 2026

Group Coverage Quote is operated by Ebbiflow LLC ("Ebbiflow," "we," "us," or "our"). This Privacy Policy explains how we collect, use, and share information when you use our website at groupcoveragequote.com (the "Site") and submit a quote request through our forms.

1. Information We Collect

Information you provide directly: When you submit a quote request, we collect:

Consent and certification data: We use TrustedForm (ActiveProspect) to generate a consent certificate at the time you submit your form. The certificate URL is stored alongside your inquiry and transmitted to the assigned licensed advisor as proof of your consent.

Automatically collected data: We automatically collect certain technical data when you visit the Site, including your IP address, browser type, operating system, referring URL, pages viewed, and time of visit. We use UTM parameters (utm_source, utm_medium, utm_campaign, utm_content, utm_term) to track which advertising campaigns directed you to our Site.

2. How We Use Your Information

3. How We Share Your Information

Licensed Insurance Advisors: Your contact information and business details are shared with a licensed group health insurance advisor assigned to handle your inquiry. That advisor will use your information to prepare and deliver a group health insurance quote and to follow up with you directly.

Service Providers: We use third-party service providers to operate our business, including TrustedForm (consent certification), Make.com (automation), Google (analytics), Meta (advertising), and Twilio (messaging). These providers access only the data necessary to perform their functions and may not use it for their own purposes.

Legal Requirements: We may disclose your information if required by law or in response to a valid legal request.

We do not sell your personal information to third parties unrelated to your group health insurance inquiry.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies (including Meta Pixel) to measure advertising performance, track conversions, and improve our services. You can control cookies through your browser settings. Disabling cookies may affect site functionality.

5. TCPA Consent

By submitting our quote request form, you consent to be contacted by a licensed insurance advisor at the phone number and email address you provided, including via automated telephone dialing systems, pre-recorded messages, and text messages. Consent is not a condition of purchase. Message and data rates may apply. You may revoke consent at any time by contacting us or by informing the advisor directly.

6. Data Retention

We retain your inquiry data for as long as necessary to fulfill the purposes described in this policy and to comply with our legal obligations. Lead data is typically retained for a minimum of 5 years to support TCPA compliance documentation.

7. Your Rights

Depending on your state of residence, you may have rights to access, correct, delete, or restrict the processing of your personal information. To exercise any of these rights, contact us at the information below. We will respond within 45 days.

8. Children's Privacy

Our Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated policy.

10. Contact Us

Ebbiflow LLC
Email: privacy@ebbiflow.com
Website: groupcoveragequote.com