Last Updated: March 5, 2026
These Terms of Service ("Terms") govern your use of groupcoveragequote.com (the "Site") operated by Ebbiflow LLC ("Ebbiflow," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
Group Coverage Quote is a lead generation service. We collect information from business owners seeking group health insurance and connect them with licensed insurance advisors who can provide quotes and enrollment assistance. We are not a licensed insurance agency, broker, or carrier. We do not sell, underwrite, or bind insurance coverage.
Ebbiflow LLC is not an insurance company, insurance agency, or licensed insurance broker. Nothing on this Site constitutes an insurance quote, application, offer, or commitment of coverage. Any quote you receive will come from an independent licensed insurance advisor or carrier, not from Ebbiflow. Coverage availability, eligibility, and pricing are determined solely by the applicable carrier.
By submitting a quote request on this Site, you expressly consent to be contacted by Ebbiflow LLC and/or the assigned licensed insurance advisor at the phone number and email address you provided. This contact may include calls, texts, or emails, which may be made using automated telephone dialing systems or pre-recorded messages. Consent is not a condition of any purchase. Message and data rates may apply. You may revoke consent at any time.
You agree to provide accurate, current, and complete information when submitting a quote request. Providing false or misleading information may result in inaccurate quotes and may violate applicable laws. Ebbiflow is not responsible for errors in quotes or coverage arising from inaccurate information you provide.
Submission of a quote request does not guarantee that you will receive a quote, that you will qualify for coverage, or that a licensed advisor will be available in your area. Results vary based on your location, employee count, business type, and carrier availability.
All content on the Site, including text, graphics, logos, and code, is the property of Ebbiflow LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. EBBIFLOW DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, EBBIFLOW LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR OUR SERVICES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED $100.
The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of those sites. Links do not constitute endorsement.
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Florida.
We may update these Terms at any time. The "Last Updated" date at the top reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated Terms.
Ebbiflow LLC
Email: legal@ebbiflow.com
Website: groupcoveragequote.com